Today is the day set for the closing on the house but— The bank is not sure they will be ready for the 1 p.m. closing.  They should have sent our broker the closing statement to go over with us but as of 7 a.m. she has not sent it to us to check and the bank has not let us know where the closing is to be held.  There are two First National Banks in McMinville and we don’t know which one will have the closing.  If they are not ready today, they say maybe tomorrow.  We can do it tomorrow afternoon,, if it is in the morning they will have to do it without us, we will go in after dinner and do our signing.  Thursday would not be as easy for us as that is the day we pack the moving van, if we get that done we could drive into town in the afternoon just to sign but not to spend a couple hours listening to all the paper work read to the buyers that go with an FHA loan, and if the bank is not ready until Friday they will have to do it without us and we will do the signing by mail!!  Norman was in real-estate in Florida 15 years ago and we bought and sold 11 other homes and have never been left until the last day to know if the closing will happen on time or not.  I understand from my niece in Florida that this is not unusual now even in Florida so I guess we have to just ride it out, but for me I think the whole thing is sloppy to say the least.  Also there does not seem to be any rules for what goes with the house when you well it and what does not.  In New Hampshire the rule was anything screwed or nailed to the wall belongs to the house and must stay, so if you had something attached to the wall that you wanted to take with you, remove it and repair the marks before you show the house for sale or lose it.  Also the curtain rods and window dressings were included with the house.  Not so here I guess but with the lack of any agreed up on rules we have gone by the New Hampshire rules much to the surprise of everyone..  I guess it is my bible teaching – Do unto others as you would have them do unto you.  I remember once in New Hampshire we bought a house and in the kitchen there was a nice light in the kitchen.  A wagon wheel light over the kitchen table.  It was there when they showed the house and there when we agreed to buy it and there when we did the walk through but not there when we moved in.  Instead there was a very cheap old light hanging over the table.  I was wild and told I could sue if I wanted to but we decided it was not worth having bad blood with a family that was still living in the same town so just kept our mouth shut.  I remember from that time I would never do that to some one buying a house from us.  What you see is what you get from us. I’ll keep you posted on the closing and the move.  As of now we are all packed up except the food stuffs in the kitchen as that will get packed on Thursday after dinner and now we wait to tie up any other loose ends.  Have a great day.